Mortgage Rates at All-Time Lows

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Fixed-rate mortgages set new all-time lows for the second consecutive week, Freddie Mac reports in its weekly mortgage market survey. Freddie Mac reports the following national averages with mortgage rates for the week ending Oct. 4: 30-year fixed-rate mortgages: averaged a new record of … [Read more...]

Fee Simple Versus Leasehold Property Purchases in Maui

leasehold

Homeownership in Hawaii can be purchased in the most familiar way (Fee Simple) or as a leasehold property.  Simply defined, the following is the difference in the purchases. Fee Simple ownership means that the purchaser owns the home and the land the home sits on.  Condos and townhomes … [Read more...]

Good News for Housing Recovery

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According to the National Association of Realtors (NAR) and CNN Money the housing industry is on the road to recovery as new reports showed home sales and prices on the rise. Fixed-rate mortgages are at all-time records lows or near it, and new loan home applications are on the rise.   Existing … [Read more...]

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Alfy Sprenger, Principal Broker
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